Financing FAQ — Flooring, Cabinets & Countertops
Straight answers about financing.
How our Wells Fargo financing works, what you can put on it, and how to apply — for flooring, cabinet, and countertop projects across Polk County.
Do you offer financing?
Yes — through Wells Fargo, with seasonal 12- and 24-month no-interest promotions on approved credit. It's a dedicated credit line for your project. Full details and the application link are on our financing page.
What payment methods do you accept?
Cash, check, and major credit cards, plus Wells Fargo financing. You can mix them — many customers put part of a project on the no-interest plan and pay the rest another way.
How do I apply, and how fast is approval?
You apply through the Wells Fargo retail services portal — it takes a few minutes, and most applicants hear back the same day. Once you're approved, you'll know your limit and we can start picking materials.
Can I finance flooring, cabinets, and countertops together?
Yes. One project, one application — the credit line covers flooring, cabinetry, and countertops, so a whole-home remodel can go on a single plan.
Does financing change the price or the free estimate?
No. Your in-home estimate is always free, and financing is a payment option, not a markup. The project price is the same whether you pay up front or finance it.
What do the no-interest promotions mean?
During a 12- or 24-month no-interest promotion, you pay no interest as long as the balance is paid in full within the promotional period, on approved credit. Promotions are seasonal — ask what's running when you order, and check the financing page.
Can I use the credit line again later?
Yes — it's a revolving line, so you can use it again for a future flooring or remodel project without reapplying.
Still have a question?
Stop by the showroom — or give us a call.